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  • Do You Need to Look at Medicare Part D Plans Every Year?

    Yes. You do.

    I guess you don’t absolutely have to, but you risk spending hundreds or thousands of dollars more on medications than you need to if you don’t look at Medicare Part D plans every year.

    For most people, evaluating Part D plans is not a big chore. Plan comparison and enrollment in a new plan, if that’s in your best interest, can be done for the year in as little as 20 to 30 minutes.

    ​In this video, we’ll explain why it’s so vitally important to compare Part D plans every year, even if you don’t take any prescription medications, show you how to compare Part D plans, and include links in the description so you can handle this annual task on your own or have a broker take care of it for you.

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  • Are $0 Premium Medicare Advantage Plans Free?

    No.

    There’s no such thing as a free lunch. There’s no such thing as a free Medicare Advantage plan.

    In this video, we explain how those zero dollar plans work, how it’s possible for plans to operate without a monthly fee, and how to figure out whether a zero dollar premium Medicare Advantage plan is right for you.

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  • Medicare Supplement Underwriting: Are You Eligible to Buy a Medigap Policy?

    In most states, once you are beyond your first six months on Medicare Part B, you usually have to answer a list of health questions and provide a list of your medications on a Medicare Supplement/Medigap application.

    Then, that application is sent to an underwriter at the insurance company who determines whether or not you are eligible to purchase a Medicare Supplement. This can be a nerve-wracking experience, but it doesn’t have to be.

    In this video, we’ll go through what kinds of questions are asked on Medigap applications, which medical conditions are likely to result in a denial, which medical conditions are not a problem for Medicare Supplement applications, and the situations when you don’t have to go through underwriting at all to purchase a Medigap policy. 

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  • Medicare & Prior Authorization: How to Make the Process Work for You

    Prior Authorization is something that many people have had to work with long before they become eligible for Medicare since it’s standard in group and individual health coverage.

    Prior Authorization doesn’t have anything to do with healthcare, it is a cost control measure that is used to reduce improper billing and payments.

    What that means for you is that by going through Prior Authorization, both you and your doctor will know before a procedure that your insurance company will pay your doctor when the bills come.

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  • Medicare Annual Enrollment Period: What You Need to Know and Do October 15 – December 7

    The Medicare Annual Enrollment Period is almost here again!

    Every year from October 15 through December 7, Medicare plans take over advertising everywhere. It’s impossible to ignore, but it isn’t always clear what the Annual Enrollment Period means for you.

    In this video, we’re going to go through what you should do every year during the AEP, what you can do if you choose, and which Medicare plans are not affected by the Annual Enrollment Period.

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  • Welcome to Medicare Visit: Why You Shouldn’t Skip this Benefit

    The Welcome to Medicare Visit is a valuable benefit that not many Medicare beneficiaries take advantage of.

    In this video, we’re going to go through what this free preventive care visit covers and why it’s worth your time to schedule your own Welcome to Medicare visit during your first year on Medicare Part B.

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  • Medicare and Vision Coverage: How to Save on Your Routine Eye Exams and Glasses

    Does Medicare cover routine eye exams, glasses, or contact lenses?

    No, Medicare does not cover routine eye exams.

    If all you have for coverage is Medicare Parts A and B and nothing else, you will need to pay all costs for your routine eye exams, contacts, and glasses.

    Does that mean you have to pay 100% of your routine vision eye care once you’re on Medicare?

    No. It absolutely does not.

    There are many options for saving money on your routine vision care when you’re on Medicare.

    ​In this video, we’re going to look at several of those.

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  • Top 6 Reasons to Work with a Medicare Plan Broker

    With Medicare, you have a couple options for finding health coverage that fits your needs.

    You can do everything yourself, but that can get pretty time-consuming and complicated.

    The other option is to work with a broker. Medicare plan brokers educate, comparison shop, and impartially evaluate plans with clients in order to find the best fit.

    We’re here to answer questions that come up anytime during the entire life of your policy. You have a direct line to the same licensed, experienced broker all the time without going through call centers or phone menus.

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  • Medicare Part D Insulin Savings

    If you have insulin dependent diabetes and Medicare, there’s good news!

    The Medicare Part D Senior Savings Model Insulin Savings Program began in January 2021 and will run at least through December 31, 2025.

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  • How to Get the Most Accurate Medicare Part D Prescription Drug Plan Quotes

    Comparing Medicare Part D plans available in your zip code to find the right one for you can be confusing and frustrating.

    In this video, we’re going to go through the process to get the most accurate Medicare Part D quotes possible, so you can choose the plan that best fits your prescription coverage needs and know how much that plan will cost you during the year.

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