What’s the best Medicare Supplement?
There isn’t one.
No, really.
It’s a common sales tactic to call people who are turning 65 and tell them that a certain Medicare Supplement plan is THE BEST and try to convince them to sign up IMMEDIATELY, but the truth is, it just isn’t so.
Most of the time, that BEST plan is the one that earns the agent the biggest commission, so it’s the best for the agent, but maybe not for you.
Confused about your Medicare coverage options? Watch our free video: How to Find the Best Medicare Coverage Without Paying More Than You Need To…
Medicare Supplement Options
There is a huge range of coverage options available with Medicare Supplements. From high deductible plans that offer lower monthly premiums in exchange for the possibility of higher out of pocket costs all the way to very comprehensive plans with low or no deductibles and copays that are available for higher monthly premiums.
How to Compare Plans
There is no one-size-fits-all best plan. When we compare plans with clients, we consider your health, your budget, and most importantly, what type of plan you are comfortable with.
If you rarely go to the doctor and have funds set aside in case of serious illnesses or injuries, let’s look at a high deductible plan.
If carrying a high deductible would give you extra stress, or if you need to see your medical providers more than 6 to 8 times during the year, let’s look at more comprehensive coverage.
The best Medicare Supplement plan for you might be different from the best Medicare Supplement plan for your relatives, friends, and even your spouse. Everyone has a unique situation. The best plan for you today may not be the best plan for you a few years from now.
Make sure you’re working with a broker who takes the time to listen to you and find a plan that best meets your current needs and will be around should your needs change and the time comes to find a new BEST plan.
Would you like a free consultation and plan comparison? Call 877-312-1414 or schedule an appointment today!
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